วันเสาร์ที่ 23 มกราคม พ.ศ. 2553

Consumer Directed Health Care is the solution for the cost of insurance?

The cost of health insurance has been uneven over the years. Many have cited the growing use of health care as a reason. As a result, must reduce any form of health care costs. Some fear that a government-run public choice would ration care and have a negative impact on the health of Americans. However, there are other options for health insurance less. Consumer-directed health care, often compared to a high-deductible health insuranceWould control costs by patients in their hands. Part of the reason healthcare is so expensive, because the consumer what services actually cost is not known. The North Bay Business Journal Lary Kirchenbauer suggests that consumer-directed health care is one of the most important part of the solution. Individuals and families already shop for the best cheap deals can be found on over-the-counter medicines such as paracetamol and associations, such as the expansion of our out-of-pocket expenses could be a way to solve problemour current system.

In contrast to other types of insurance, health insurance is expected to cover almost all medical expenses. Patients are the symptoms of what it really means, certainly not, so I think they are safe, not sorry, and visit to see a doctor. Breathless coverage of deadly diseases and accidents caused paranoia among the people freak logical. Why take the risk, if the norm of typical health insurance, your only out-of-pocket costs, atiny co-payment? Many believe that the doctor them straight. Unfortunately, some physicians have motives other than the provision of quality, cost effective health care. If you come in asking for an unnecessary medical examination, which some doctors calm and follow the steps if it can not do it, and then gets sick, you are vulnerable to abuse litigation. This happens if a patient is aware of the actual cost of health care. Precise information, togethergreater financial responsibility, probably result, at least in some patients, the abandonment of unnecessary care. The escape, which could go up, but in moderation it would be very effective in reducing the prices of health insurance.

Kirchenbauer The proposal is a free market strategy for insuring more Americans by reducing the cost of private insurance. Moving more expensive to consumers and allow them to be the best for doctors. A similar system for automatic orHomeowners Insurance''- in which the owner of the policy costs of routine maintenance of the system - is what he recommends. For this reason, this type of insurance costs, often less than health insurance. Consumer-directed health care will cost, without reducing to a mandate from the government or the option of the public. Has a more attractive, as individuals, compared to a bureaucracy that would be able to make their own health care decisions. Although franchises are higherStandard of health insurance premiums are lower, encouraging regular health care (like changing the oil for the body). Since insurers do not cost so much responsibility, he would have health insurance affordable for all.

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